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Can AI bring Pakistan’s small retail investors into the capital markets?
Pakistan’s capital markets have a persistent, well-documented problem: almost nobody is in them. Retail penetration sits below 1% of GDP, a figure every fintech founder in the space can recite from memory, and one that hasn’t moved much despite more than a decade of digital wealth apps promising to fix it. The newest version of that pitch adds a layer: instead of just a better app, founders now promise AI – AI advisors, AI infrastructure, AI agents that can do at scale what human relationship managers do for the wealthy. Ping Up, a Karachi- and London-based wealth aggregator, is one of the com...
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